How can i fix build while broke?

You cant

What are you trying to do that's having you feel stuck? Temple? Mapping?

There's no reason you should start from scratch even if you're playing in SSF. You just need gold to rebuild your skill tree. If possible, send me your username and I'll give you some divine items.

1. What's your budget?
2. You dont need to run the temple while building it (unless you want to move the architect). Just open and close it for destsbilization.
3. Leech a bit more and reinvest in the equipment. You dont have to buy top tier equipment and can easily improve your current build by buying failed crafts or unoptimized items (as in, high eva and es armor with no resists or single resist) for cheap. People tend to pay like 10 divs per leecher and allow you to collect stuff worth less than divine, so you can make nice profit off leeching.
4. You can also farm ToC fragments, 15 mins of BOOOORING gameplay for 20 divs. Just make sure you have some nice movies to watch while farming it, and with your current setup you still have to invest a tiny bit.

I would keep leeching from people's temples. People pay you ~15 divs to be a leech and you can pick up <1 Div loot. Convert those loot to divs to get decent gear easy and start farming whatever. Btw you dont need to build temple at all to further your char. Do the farms outside and youll stilll make bank.

I mean if it’s that bad just make a new character and don’t leech it…lol.

So i've gone through this thread after originally answering to one of your questions and to me it seems like you're fixed on one aspect of the game while having no grasp on its core mechanics. What i suggest now, just ignore the temple (unless you want to leech for some currency) and focus solely on completing other content first. This will give you good idea what to can do the game overall and will help you understand how to progress.

As of 0.4, there are following types of extra content:

• abyss
• breach
• expedition
• ritual
• simulacrum

And ascendancy trials:

• trial of chaos
• trial of shekhema

And the burning monolith pinnacle.

Maps can also have these extra mechanics:

• shrines
• strongboxes (including unique ones)
• essences
• rogue exiles
• runed monoliths
• azmeri spirits

There are unique map locations you want to complete at least once (for atlas points):

• untainted paradise -castaway
• fractured lake
• 2 more (dont remember their names) Each of these gives you 2 pts to the atlas, got to be completed once

Last 30 pts for your atlas are obtained via cleansing corruption on corrupted nexuses (red-glowing zones on your map)

Finally, some maps have deadly bosses, there are 2 types of these:

• citadel bosses, drop fragments required for the burning monolith endgame content
• deadly bosses where you need to do certain stuff (like finding some weird chimes on prior maps or moving wisps towards the boss location) which drop lineage gems (some of them are chase gems worth hundreds of divs)

I recommend trying all of these, and specifically not following any guide further as long as you dont have the basic grasp of what does what because any guide should be... well, just a guide, not something you follow blindly.

Edit: added essences to the list